> ## Documentation Index
> Fetch the complete documentation index at: https://www.spacebring.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment methods

> Understand the available payment methods: credits, day passes, invoices, saved cards and bank accounts, and admin-only free and external methods

When making a booking or purchase, users can use different payment methods. The payment methods available for administrators slightly differ. Administrators have exclusive access to certain methods like **Free** and **External** payments, which are designed for specific scenarios.

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| Payment method                              | Available in admin portal | Available in member portal |
| ------------------------------------------- | ------------------------- | -------------------------- |
| Free                                        | ✓                         |                            |
| External                                    | ✓                         |                            |
| Credits                                     | ✓                         | ✓ (only for members)       |
| Day passes                                  | ✓                         | ✓ (only for members)       |
| Invoice                                     | ✓                         | ✓                          |
| Saved payment method (card or bank account) | ✓                         | ✓                          |
| New payment method                          |                           | ✓                          |

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  <img src="https://mintcdn.com/spacebring/61XnPCVy2isw6BAs/images/billing-payments-payment-methods-1.png?fit=max&auto=format&n=61XnPCVy2isw6BAs&q=85&s=864f6fc5462cfa10eff598712d88fdac" alt="" width="1810" height="1722" data-path="images/billing-payments-payment-methods-1.png" />
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## Free payment method

* The **Free** payment method is exclusively available in admin portal to administrators [with the **Bookings** permission](/docs/administration/permissions).
* It allows administrators to make bookings for themselves or for customers for free, without any monetary or credit deduction.

## External payment method

* The [**External** payment method](/docs/billing/payments/external) is exclusively available to administrators in admin portal when making bookings for customers.
* It serves to record payments received outside of Spacebring.

## Credits

* The [**Credits** payment method](/docs/billing/credits-and-day-passes/credits) is available for members for bookings, event tickets, and shop orders if
  * Credits are enabled for the location
  * The service has a credit price set, and
  * The member has been allocated or purchased credits.
* Administrators can also use credits when making a booking for a member who has credits.

There are two types of credits:

* *Personal credits* are usable by individual members.
* *Company credits* are usable by company members and managers. For company members, this permission is subject to [company payment method permissions](/docs/customer-management/companies/payment-method-permissions).

## Day passes

* The [**Day Passes** payment method](/docs/billing/credits-and-day-passes/day-passes) appears for members for hot desk bookings if
  * Day passes are enabled for the location
  * The specific hot desk has the **Day Passes** option enabled, and
  * The member has a personal or company subscription with day passes.
* Administrators can also use day passes when making a booking for a member who has day passes.

There are two types of day passes:

* *Personal* *day passes* are usable by individual members.
* *Company* *day passes* are usable by company members and managers. For company members, this permission is subject to [company settings](/docs/customer-management/companies/payment-method-permissions).

## Invoice

* The **Invoice** payment method allows including payments in an invoice rather than immediate payment.
* Customers can use the **Invoice** payment method for bookings, event tickets, shop orders, and credit package purchases if they have a [**Pay with invoice**](/docs/billing/payments/pay-with-invoice) setting enabled.
* Administrators can use the [**Invoice** payment method](/docs/billing/payments/pay-with-invoice#book-for-customers-with-the-invoice-payment-method) when making a booking for any customer.

There are two types of the **Invoice** payment method:

* *Personal invoice* is usable by individual customers.
* *Company invoice* is usable by company members and managers. For company members, this permission is subject to [company settings](/docs/customer-management/companies/payment-method-permissions).

## New payment method

* The **New payment method** option is available to all users in the member web portal and mobile app if
  * A [payment gateway](/docs/integrations/payments) is connected, and
  * The resource or service has the **Money** switch enabled with a monetary price set.
* It allows users to enter new payment details for immediate transactions.

## Saved payment method

### Saved credit card

* The saved credit card appears for users for all types of payments if
  * They have made at least one previous payment or [manually added](/docs/billing/payments/payment-gateway) their card details, and
  * Your connected payment gateway [supports saving payment methods](/docs/integrations/payments).
* Administrators can also use customers' saved cards for making a booking on behalf of a customer, charging the customer's invoices, or creating one-off payments in Spacebring.

### Saved bank account

* A [saved bank account](/docs/integrations/payments/stripe/bank-debits) appears specifically for invoice payments if
  * You have a [Stripe](/docs/integrations/payments/stripe) payment gateway connected, and
  * The customer has made at least one previous payment or [manually added](/docs/integrations/payments/stripe/bank-debits) their bank account details.
* Administrators can also use customers' saved bank accounts for charging the customer's invoices.

**FAQs**

<Accordion title="When I am making a booking on behalf of a customer, which payment methods are available to me as an administrator?">
  When booking on behalf of a member, administrators can use the following payment methods:

  * [External](/docs/billing/payments/external)
  * Member's personal or company credits
  * Member's personal or company day passes
  * Member's personal or company invoice
  * Member's saved payment methods

  When booking on behalf of a nonmember, the following payment methods are available for administrators:

  * [External](/docs/billing/payments/external)
  * [Personal invoice](/docs/billing/payments/pay-with-invoice#book-for-customers-with-the-invoice-payment-method)
  * Nonmember's saved payment methods
</Accordion>

<Accordion title="How do I let my employees/staff book rooms or other resources for free?">
  1. [Add them as an administrator](/docs/administration/administrators#assign-or-remove-administrator-role) with the [**Bookings** permission](/docs/administration/permissions).
  2. When administrators book a room, desk, or other resource, they have a **Free** payment method.
</Accordion>
